RISK MANAGEMENTGrow with risk
Grow with risk
under control
Protect and scale your card programs with fraud prevention
tools that balance security, compliance, and user experience.
Customized risk strategies
Full operational control
Design and manage custom rules with full autonomy and minimal friction for users.
Immediate integration
Ready-to-use tools from day one, with no additional development required.
Revenue protection
Prevent fraud, reduce losses, and protect program performance with advanced tools.
Risk Management Tools
Explore our Risk Management Tools
FICO Falcon Fraud Manager
A global leading solution, integrated with Pomelo to monitor transactions in real time and anticipate risk.
Global coverageProtect 65% of global card accounts through a collaborative network of over 10,000 institutions.
AI-driven risk detectionMachine learning models identify suspicious patterns before they escalate.
Agile implementationActivation in weeks, without additional contracts or complex integrations.
Operational controlConfigure rules, variables, and automated decisions with full visibility from the Dashboard.
Proactive communicationSend alerts via SMS, email, WhatsApp, or push notifications, fully customizable.
FICO in numbers
0%
of global card accounts protected
0B
monitored accounts
+0
patents in AI for fraud prevention
+0
institutions in the Falcon network
0B
in fraud prevented annually
3DS: strong authentication for online purchases
Secure authentication to verify users before approving online transactions.
Enhanced securityBlock transactions when user identity cannot be verified, preventing BIN attacks.
Adaptive authenticationAdjust authentication flows based on risk appetite, rules, and selected channels.
Liability shiftWhen authentication is successful, fraud liability shifts away from the issuer.
Chargeback reductionReduce costs and complexity associated with fraudulent transaction disputes.
Better user experienceProvide a secure and seamless authentication experience.
Latest regulatory complianceAligned with international regulatory standards.
Dynamic CVV: temporary security code
Advanced protection for online transactions with dynamically
generated security codes.
Stronger fraud protectionCodes change automatically, preventing misuse in online transactions.
Configurable validity windowSet how long each code remains valid, based on your needs.
Adaptive configurationConfigure availability based on user segments and card settings.
Simple integrationSecure API connection with real-time data exchange.
Code lifecycle controlManage code generation, expiration, and regeneration across different use cases.
Available for virtual cardsCompatible with all Visa and Mastercard virtual cards issued with Pomelo.
Alerts and Communications Center
Act in real time against fraud and improve user
experience with instant notifications.
Early fraud preventionNotify users of suspicious activity to reduce the impact of fraudulent transactions.
Informative and interactive notificationsSend one-way or two-way messages to confirm or block transactions based on user response.
Fully customizable channelsNotify users via SMS, email, WhatsApp, push notifications, or directly from your app.
Simple and flexible integrationManage alert logic via API, adapting to your business flows and risk rules.
No-code implementationEverything is ready to operate end to end, without additional development.
