The intelligence
behind every transaction.
Process transactions in real time with built-in authorization,
fraud prevention, and direct network connectivity.
Processing is no longer technical. It is strategic.
A next-generation processor defines your ability to compete,
innovate, and scale across the region.
Real-time processing
Authorize transactions instantly with built-in fraud prevention and direct network connectivity.
Security by default
Preconfigured rules and risk strategies that adapt to your business.
Total visibility
Monitor activity in real time with alerts and standardized reporting.
Guaranteed compliance
Stay aligned with regulatory requirements and network mandates automatically.
Simplified management
Manage the full lifecycle of your cards from APIs and dashboard.
Flexible processing that
scales with your business
Activate the capabilities your business needs, seamlessly.
Credit Core - Wallet Migrator
- Stand-In
- Loyalty
- Commissions
- Installments and recurring payments
- ATM fees
- Taxes
- Markups
- Authorization and rejection notifications
- Incremental and recurring authorizations
- Multiclearing
- Balance checks
- Cost queries
- Cardless withdrawals
Every transaction,
controlled from end to end.
Ensure authorization, reconciliation, and settlement with precision at every stage.
Authorization Flow
When a user pays with their card:
- Initial validation
Pomelo verifies that the card is active and complies with fraud prevention rules. - Request to the issuer
If everything is correct, the authorization request is sent to the issuer, which checks the available balance and internal conditions. - Immediate response
The result is communicated to the payment network, which notifies the merchant and the customer in real time.
Capabilities that expand your processing
Expand your transactional infrastructure with modules designed to scale, adapt, and evolve with your business.
01
Credit Core
Our credit platform
Design and manage credit products with full control, from limits and billing to risk and lifecycle.
Custom configuration
Design multiple products and credit lines tailored to your strategy.
Flexible infrastructure
Adapt your credit operation to your business model.
Automated financial engine
Handle interest, balances, and statements automatically, in line with local regulations.
End-to-end credit management
Manage the full credit lifecycle, from origination to repayment.
Real-time visibility and control
Monitor activity, balances, and configurations in real time via dashboard or API.
Regional scalability
Operate across countries with a single platform, built for local requirements.
02
Wallet Migrator
Migrate your wallet without disruption
Migrate safely with a phased approach that reduces risk and ensures operational continuity from day one.
Migration strategy tailored to your business
Aligned with your technical, regulatory, and operational setup.
Flexible migration scope
Choose between partial or full migration, ensuring continuity at every stage.
Migration-ready technology
Ingest wallet data and translate it into our models in a simple, predictable way.
03
Loyalty
Loyalty that drives usage and growth
Design scalable loyalty programs that increase usage, enhance experience, and strengthen customer relationships.
Custom programs
Points, cashback, and configurable benefits aligned with your business model.
Simple integration
Connect loyalty to your card program without complex development.
Drive engagement and retention
Incentives that increase usage and long-term customer value.
04
Stand-In
Keep transactions flowing, even during downtime
Stand-in protects your approval rate when your system is unavailable due to timeouts or connectivity issues.
Fewer unnecessary rejections
Pomelo authorizes on your behalf when your system is unavailable.
Better user experience
Transactions continue without visible disruption.
Control and traceability
Configure stand-in rules and monitor activity from the dashboard.
